A storm blows through town or a large branch falls on the roof and suddenly you have to deal with roof damage. Naturally, this expense will have a big impact on the family budget. If you have homeowners’ insurance you may be wondering if you can file a claim on this damage or if you’ll have to find a way to pay for it yourself.
It doesn’t hurt to ask a professional for advice about that roof damage. At Cenco Building Services, we have years of experience with storm damage restoration and taking homeowners through the insurance claims process. Our team of licensed independent adjusters can work with you to clear up any confusion regarding your insurance coverage and get you started on the claims process.
Check Out Your Insurance Coverage
When you have roof damage, it’s a good idea to pull out your insurance paperwork to review your coverage. Most insurance companies will cover the repair or replacement of a roof due to an act of nature or a sudden accident. In Denver, acts of nature can include a bad hailstorm that damages your shingles and gutters. Sudden accidents can include falling tree limbs, water leakage from an air conditioner, or even smoke and fire damage.
If you are confused about your coverage one of our adjusters can help you go over it to make sure the damage to your roof qualifies for a claim.
Determine the Extent of Roof Damage
You’ll also need to get the roof checked out by professional contractors who can help you determine the extent and type of damage. Cenco Building Services offers a fully transparent repair process from start to finish. We’ll set you up with a 100+ point inspection of the entire roof with:
- Roof Damage Report
- Digital Analysis
After the roof inspection, you will have a much better idea of what kind of roof damage there is so you can determine if it can be claimed.
Filing the Claim
It’s best to start putting together the claim paperwork for your roof repair as soon as possible. Once, you contact a roofing company, like Cenco, the ball can pretty much get rolling right away. Our team will put together the roof damage report, create the estimate, and contact your insurer to submit the claim.
The insurance company may approve your claim immediately or want some changes made to the estimate or need time to consider the claim. That’s why it’s good to get started immediately after the damage occurs.
When you work with Cenco Building Services, we’ll also take you through all other parts of the roof replacement process. Our team helps you out with everything:
- Product Selection
- Roof Installation
- Permit Approval with City/Jurisdiction
- Clean-Up During and After Build
- Scheduling Appointments
- Post-Roof Inspections with City/Jurisdiction
We also have licensed crews and foremen who are Pro-Certified with the NRCA. You can rest easy knowing they have the knowledge and skills to provide the best possible outcome for your roof damage restoration.
If you need help with anything from a storm damage assessment to filing that Colorado hail damage insurance claim, reach out to us. We’ll be happy to set up a free cost estimate and roof inspection. Just give Cenco Building Services a call or fill out our online form now.